UBA Gold is a hybrid of a saving and current account which gives the customer the desired benefits derived from both account.

Features

• Minimum opening balance of N10,000
• Operating balance of N5,000.
• Allows withdrawals by third party through Cheques presented across the counter only. UBA Gold cheques can not be presented for clearing
• Allows for network transaction on the account.
• Accepts Cheque lodgments and dividends warrants.
• Withdrawal more than twice from the account automatically invalidates the monthly interest.

Benefits

• Withdrawals by third party through cheques presented across the counter only.
• Accepts lodgment of cheques and dividends warrants with the provision of 2 references from current account holders.
• Free COT on the gold account where cumulative withdrawal in a month does not exceed N50,000
• A cot of N3/mile shall applies for cumulative withdrawals in a month between N50,000 & N500,000

Eligibility

• Low and Middle income households
• Students and apprentices
• Individuals with structured employment
• Small business outfits and private establishment  

Application Requirements

• Completed account opening form
• 2 passport photographs
• Valid means of identification i.e. International Passport, Driver’s Licence or National Identity card with any other ID that captures prospect’s signature or Letter of introduction by a UBA current account holder
• Copy of Utility bill not exceeding 3 months old.
• 2 completed reference form from current account holders