As we gear up for the most wonderful time of the year, it’s also the season to give our wallets a workout. Fear not, savvy shoppers! Get ready to “sleigh” your holiday budget with our merry list of “10 Tips to Spend Less on Christmas Shopping.” From festive finds to wrapping up savings, we’ve got the scoop on how to spread holiday cheer without breaking the bank. Check our list below:
Set a Budget
Before you start shopping, establish a budget for your Christmas holiday spending. Determine how much you can spend on gifts, decorations, and other expenses.
Make a List
Create a list of the people you need to buy gifts for, as well as any other holiday-related expenses. This will help you stay organised and avoid impulse purchases.
Compare Prices
Before making a purchase, compare prices both online and in-store. Use price-comparison tools and apps to ensure you’re getting the best deal.
Take Advantage of Sales and Discounts
Keep an eye out for sales, discounts, and promotional offers. Many retailers offer special deals during the Christmas holiday season, so take advantage of these opportunities to save money.
Use Cashback and Rewards Programmes
Consider using cards or apps that offer cashback or rewards for your holiday purchases. Just be sure to pay off the balance to avoid interest charges. UBA cards offer great deals and rewards during the holiday season.
Shop Early
Start your holiday shopping early to avoid the last-minute rush. Early shoppers often have access to better deals, and it allows you to take advantage of sales throughout the season.
DIY Gifts
Consider making personalised gifts or DIY crafts. Handmade gifts can be thoughtful and often cost less than store-bought items.
Limit Gift Exchanges
Discuss gift limits or consider drawing names for gift exchanges within your family or friend group. This can help reduce the number of gifts you need to buy.
Opt for Secret Santa
Instead of buying individual gifts for everyone, consider organising a Secret Santa gift exchange. This way, each person only has to buy one gift.
Utilise Free Shipping
If you’re shopping online, take advantage of free shipping offers. Some retailers offer free shipping during the holiday season, saving you money on delivery fees.
Always bear in mind that the holiday season is about spending time with loved ones and expressing your appreciation, not necessarily about extravagant gifts. Finding meaningful and thoughtful presents within your budget can make the holiday season enjoyable without putting a strain on your pocket.
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