Diaspora Account

Your bank away from home

Opening a UBA Diaspora Account abroad is very easy

UBA’s Diaspora Banking offers Nigerians living abroad access to banking services via our product and service offerings.

$50 up for grabs in the UBA $$ promo

Win big this season when you open a domiciliary account or reactivate your existing dormant domiciliary account.

– First 5 Customers, in a day, to open a UBA Diaspora Domiciliary account and fund it with a minimum of $100 will be rewarded with $50
– First 5 Customers, in a day to reactivate their Dormant Domiciliary account and fund it with a minimum of $50 will be rewarded with $10.

– Promo will only run on weekdays (Mondays – Fridays).
– The Promo will be run on Nigerian time only. From 12 midnights to 11:59pm
– Promo valid till January 31st, 2022
– Where there are multiple winners, transaction time would be used to select winners

Customers can open a Diaspora Naira Savings or a Diaspora Domiciliary account. Account features include;

*Customers with both Naira & Domiciliary accounts can request a dual currency debit card

*The interest rate for Diaspora Naira Savings is 1.15% while Diaspora Domiciliary is 0.1%

 

UBA Diaspora Account

Non-resident Nigerians can open and operate a UBA account from anywhere in the world.

  • – Access to a naira loan up to ₦10 million.
  • – Account can be in Naira, Dollars, Pounds or Euros
  • – Get a debit card shipped to you anywhere in the world (Customers with both Naira & Domiciliary accounts can request a dual currency debit card)
  • – Keep track of transactions via our digital channels
  • – Make bill payments in Nigeria and top up airtime (Nigerian networks)
  • – Attractive interest rates at 7.425% for Naira accounts while Diaspora Domiciliary Account is 0.10%
  • – Duly Completed Diaspora Account Opening Form via the Online account opening page.
  • – A valid means of identification (Valid Nigerian International passport/ Driver’s license/ resident permit/work permit or foreign passport with Nigerian place of birth/country of origin backed with any form of Nigerian ID even if expired
  • – Proof of address {Utility bill for the last 2 months or Bank Statement for the last 6 months}
  • – Proof of source of funds (recent pay slip/ work ID/ letter of reference from current banker/ business registration documents if self-employed)
  • – 1 recent Passport photograph {for joint account holders, one recent passport photograph for each signatory)

Get started:
Below are the steps to open a Diaspora account.

 

Get started

Below are the steps and requirements to open a Diaspora account.
How to open:
Required Documents

 

FX Cash Backed Loan

for Diaspora Domiciliary Account holders

Save in Foreign currencies and get access to 85% of your FX balance as a naira loan at 15% per annum with a repayment period of up to 36 months.
This loan is designed for customers with funded diaspora domiciliary account.

Product Features & benefits

Eligibility and Requirements

How to apply

Remittances End of Year Promo

Receive dollars sent through any of our remittance partners including Africash at selected UBA branch nationwide and get a gift instantly.

  • – Promo starts on the 1st of December 2021
  • – Promo is only open to customers who use the cash pick up service option
  • – There is no minimum limit on the amount you can receive to qualify for gift
  • – No withdrawal charges
  • – This offer is for a limited time only and will not exceed 31st December, 2021
  • – This offer is available only at selected branches nationwide. 
Branch NameState
1, Factory Rd, Umuahia, AbiaAbia
31 Asa Road AbaAbia
1A, Factory Road, Aba, AbiaAbia
5 Factory Road AbaAbia
9, Okigwe Road, Aba, AbiaAbia
Aka Rd Bo, UyoAkwa-Ibom
Abak Road, Akwa IbomAkwa-Ibom
2 Nnamdi Azikiwe Avenue, AwkaAnambra
40 New Mkt Road, OnitshaAnambra
14 Calabar Road, CalabarCross River
261, Nnebisi Road, AsabaDelta
171, Nnebisi Road, AsabaDelta
238, Nnebisi Road, AsabaDelta
39 Effu Sapele RoadDelta
3, Sakponba RoadEdo
45,Airport Rd. Benin CityEdo
62, Jattu Rd, Auchi, Edo StateEdo
302 Ugbowo Lagos Road, Benin CityEdo
218 Uselu Lagos Rd UgbowoEdo
4, Akpakpava Rd, Benin City, Edo StateEdo
134 Upper Mission Rd, B/CityEdo
7 Ukpenu Road, EkpomaEdo
10 Station Road EnuguEnugu
Independent Layout, EnuguEnugu
49 Nike Resort Road, EnuguEnugu
39 Faskari St Area 3 GarkiFCT-Abuja
2097 Herbert Macaulay Way Wuse4FCT-Abuja
63 Gado Nasko Street Kubwa, AbujaFCT-Abuja
1 Aguiyi Ironsi St MaitamaFCT-Abuja
34, Douglas Rd, Owerri, ImoImo
Eke-Ahiara Junction, Ahiazu MbaiseImo
4, Mbari Street, Owerri, ImoImo
Assumpta Avenue, Owerri, ImoImo
Kwara – 123 Mur Mohammed Way (SOL 0204)Kwara
53, Lagos Road, IkoroduLagos
Okota Business OfficeLagos
Ikota Shopping ComplexLagos
Agbara – Ilaro Rd Agbara Ind Est. OgunLagos
50, Ijaiye Road, Ogba, LagosLagos
58, Abeokuta Exp, Way DopemuLagos
Otta – 91, Idiroko Rd Otta, OgunLagos
8, Ojo-Igbede RoadLagos
473B, Abeokuta Expressway RoadLagos
96, Iju RoadLagos
Corporate Branch OperationsLagos
Road By 72 Junction, FestacLagos
Addo Roundabout, along Addo – Badore Road, Ajah, LagosLagos
80A Admiralty Way, LekkiLagos
10, Isolo Way, IsoloLagos
22, Mobolaji Bank, AnthonyLagos
Adeniyi Jones Street, IkejaLagos
73 Allen Avenue, Ikeja, LagosLagos
21, Road Festac AreaLagos
OTTA3Lagos
152 Ogunlana DriveLagos
Okokomaiko B/OLagos
3 Agudosi Street, AlabaLagos
Ojodu BO, Plot 104 IsheriLagos
Akowonjo-Egbeda RoadLagos
26 Isheri Road, OjoduLagos
Abeokuta – 67,Tinubu St, Ita-Eko AbeokutaOgun
Alagbaka QuartersOndo
Opp.Osogbo City Hall, Osogbo, OsunOsun
31 Obafemi Awolowo Wy, Osogbo, OsunOsun
IbadanMain – Lebanon St Bnk Rd Dugbe IbadanOyo
Ibadan – 42A Ui/Sec Rd. New Bodija,IbadaOyo
Ibadan1 – 5, Obafemi Awolowo Way, IbadanOyo
ChallengeMoleteRd – Challenge-Molete RoadOyo
C-0 16-17 Beach Road , JosPlateau
Plot 137 Oluobasanjo Rd PhcRivers
312 Ph-Aba Wy, Rumukwurushi PhRivers
14 Azikiwe Road, Port HarcourtRivers
Elelenwo GRARivers

Bank with ease

UBA Internet Banking

Our internet banking platform gives you access to your funds and allows you perform banking transactions safely and securely from anywhere around the world, you can do the following;

Features:

To register for UBA internet banking, complete and send Internet Banking and Indemnity forms to diasporasupport@ubagroup.com

Debit Cards

UBA Debit Cards are accepted at over 30 million merchant locations and can be used at over 3 million ATMs worldwide. Customers have the option to request MasterCard or Visa Card Naira or Dollar denominated cards.

Features:

BVN Registration

The Bank Verification Number (BVN) is an 11-digit unique identity for each individual across the Nigerian Banking industry. The BVN ensures you can engage securely in transactions at any Point of Banking operations in Nigeria.

Enroll for your BVN at appointed enrolment locations abroad.

See enrolment centres here

To submit forms and make further enquiries, please send an email to Diaspora Banking team at diasporasupport@ubagroup.com

FAQs

The Diaspora Banking Account is a platform that allows Nigerians living and working outside the country to maintain transactional accounts and perform domestic and foreign transfers through their accounts with UBA. The Diaspora Banking Account is a platform that allows Nigerians living and working outside the country to maintain transactional accounts and perform domestic and foreign transfers through their accounts with UBA

All Nigerians/Africans above 18 years living legitimately in foreign countries are welcome to open Diaspora accounts

Diaspora accounts can be opened online by clicking the link: https://aop.ubagroup.com/SignUpProcess/step2disapora.

– Duly Completed Diaspora Account Opening Form via the Online
– Means of Identification (Valid Nigerian International passport/ Driver’s license/ resident permit/work permit or Foreign passport with Nigerian place of birth/country of origin backed with any form of Nigerian ID even if expired
– Proof of address (Utility bill for the last 2 months or Bank Statement for the last 6 months)
– Proof of source of funds (recent pay slip/ work id/ letter of reference from current bankers/ business registration documents if self-employed)
– 1 recent Passport photograph (for joint account holders, one recent passport for each signatory)

Beloware services and e-channels accessible to Diaspora account holders:
Debit card services: MasterCard and Visa Card (FCY and Naira denominated)
Electronic Channels: Internet banking, Mobile banking or Leo
Also, customers with Naira and FCY account can request for a Dual Visa Card which enables linking both accounts to one card.

Yes, please. The interest rate for Diaspora Naira Savings  is 7.425% while the Diaspora Domiciliary Account is at 0.10%

i. Transfer funds from your foreign Bank account into your UBA diaspora accounts using the swift codes. Click here to see transfer codes.
ii. Paying in Cheques and cash into Diaspora Naira Savings account and cash (foreign currency) into Diaspora Domiciliary account at any UBA Branch in Nigeria.
iii. Send money directly into UBA Naira Savings account using our money transfer partners. See money transfer partners

No, please. This service is limited to only individual account holders.

Customers will be charged ₦4 and its equivalent in other currencies for transactions.

i) Customers can download the internet banking enrolment forms from the UBA website.
ii) Submit the filled forms to diasporasupport@ubagroup.com.
iii) The log in details (which includes the username and password) will be received via the customer’s registered email address for confidentiality.

i) Customer fills the debit card/token and indemnity forms.
ii) Token costs ₦2,500.
iii) Naira Debit Card issuance fee is ₦1, 075 (VAT inclusive) with subsequent quarterly maintenance fee of ₦53.75
iv) Dollar debit Card costs ₦1, 075 or equivalent in Dollar and an annual maintenance fee $10 or its equivalent in other currencies will be charged.
v) Courier charge varies with location and the cost will be debited from customer’s account.
vi) All documents alongside the forms should be sent to diasporasupport@ubagroup.com

i) Customer fills the debit card/token and third-party indemnity forms.
ii) All documents alongside the form should be sent to diasporasupport@ubagroup.com
iii) This third-party customer visits the selected Branch with a valid ID card to pick up the token/debit card.

UBA Secure Pass is an alternative to the token which can be downloaded from the application store which is used in authorizing transactions and identity management on all UBA’s electronic channels like the Internet Banking, Mobile Banking and Leo which require authorization of transactions.

The secure pass is free.

The customer fills the mandate form and provides intended signatory’s BVN, passport photograph and valid means of identification

Yes, local cheques and dividend warrants can be lodged into the customer’s account through any of the bank branches in Nigeria