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Opening a UBA Diaspora Account abroad is very easy
UBA’s Diaspora Banking offers Nigerians living abroad access to banking services via our product and service offerings.
$50 up for grabs in the UBA $$ promo
Win big this season when you open a domiciliary account or reactivate your existing dormant domiciliary account.
– First 5 Customers, in a day, to open a UBA Diaspora Domiciliary account and fund it with a minimum of $100 will be rewarded with $50
– First 5 Customers, in a day to reactivate their Dormant Domiciliary account and fund it with a minimum of $50 will be rewarded with $10.
– Promo will only run on weekdays (Mondays – Fridays).
– The Promo will be run on Nigerian time only. From 12 midnights to 11:59pm
– Promo valid till January 31st, 2022
– Where there are multiple winners, transaction time would be used to select winners
Customers can open a Diaspora Naira Savings or a Diaspora Domiciliary account. Account features include;
*Customers with both Naira & Domiciliary accounts can request a dual currency debit card
*The interest rate for Diaspora Naira Savings is 1.15% while Diaspora Domiciliary is 0.1%
UBA Diaspora Account
Non-resident Nigerians can open and operate a UBA account from anywhere in the world.
- – Access to a naira loan up to ₦10 million.
- – Account can be in Naira, Dollars, Pounds or Euros
- – Get a debit card shipped to you anywhere in the world (Customers with both Naira & Domiciliary accounts can request a dual currency debit card)
- – Keep track of transactions via our digital channels
- – Make bill payments in Nigeria and top up airtime (Nigerian networks)
- – Attractive interest rates at 7.425% for Naira accounts while Diaspora Domiciliary Account is 0.10%
- – Duly Completed Diaspora Account Opening Form via the Online account opening page.
- – A valid means of identification (Valid Nigerian International passport/ Driver’s license/ resident permit/work permit or foreign passport with Nigerian place of birth/country of origin backed with any form of Nigerian ID even if expired
- – Proof of address {Utility bill for the last 2 months or Bank Statement for the last 6 months}
- – Proof of source of funds (recent pay slip/ work ID/ letter of reference from current banker/ business registration documents if self-employed)
- – 1 recent Passport photograph {for joint account holders, one recent passport photograph for each signatory)
Get started:
Below are the steps to open a Diaspora account.
- Go to the diaspora online account opening page here and complete all necessary fields
- Upload all required documents and submit
- An account number will be generated and sent to you via email
Get started
- Go to the diaspora online account opening page here and complete all necessary fields
- Upload all required documents and submit
- An account number will be generated and sent to you via email
- Valid Nigerian International passport/ Driver's license/ residence permit/work permit
- Foreign passport with Nigerian place of birth/country of origin backed with any form of Nigerian ID even if expired
- Proof of address {Notarized Utility bill for the last 2 months or Bank Statement for the last 6 months}
- Proof of source of funds (recent pay slip/ work id/ letter of reference from current banker/ business registration documents if self-employed)
- 1 recent Passport photograph {for joint account holders, one recent passport photograph for each signatory)
FX Cash Backed Loan
for Diaspora Domiciliary Account holders
Save in Foreign currencies and get access to 85% of your FX balance as a naira loan at 15% per annum with a repayment period of up to 36 months.
This loan is designed for customers with funded diaspora domiciliary account.
Product Features & benefits
- Maximum loan amount is N10 million
- Maximum of 85% of FX Savings or deposit value calculated at the Bank’s prevailing rate (buy rate)
- Convenient repayment period of 36 months
- 0.5% interest on FX deposit
- Interest rate as low as 15%
- One-off management fee of 1%
Eligibility and Requirements
- Funded diaspora domiciliary account
- Duly completed loan application form
- Valid means of Identification (international passport, national driver’s license, national id card and voters card)
How to apply
- Send an email to diasporasupport@ubagroup.com
- The necessary documents to be filled will be sent to you.
- Sign an offer letter containing the loan terms and conditions after the loan has been approved
- The approved loan amount will be disbursed into your UBA naira account.
Remittances End of Year Promo
Receive dollars sent through any of our remittance partners including Africash at selected UBA branch nationwide and get a gift instantly.
- – Promo starts on the 1st of December 2021
- – Promo is only open to customers who use the cash pick up service option
- – There is no minimum limit on the amount you can receive to qualify for gift
- – No withdrawal charges
- – This offer is for a limited time only and will not exceed 31st December, 2021
- – This offer is available only at selected branches nationwide.
Branch Name | State |
1, Factory Rd, Umuahia, Abia | Abia |
31 Asa Road Aba | Abia |
1A, Factory Road, Aba, Abia | Abia |
5 Factory Road Aba | Abia |
9, Okigwe Road, Aba, Abia | Abia |
Aka Rd Bo, Uyo | Akwa-Ibom |
Abak Road, Akwa Ibom | Akwa-Ibom |
2 Nnamdi Azikiwe Avenue, Awka | Anambra |
40 New Mkt Road, Onitsha | Anambra |
14 Calabar Road, Calabar | Cross River |
261, Nnebisi Road, Asaba | Delta |
171, Nnebisi Road, Asaba | Delta |
238, Nnebisi Road, Asaba | Delta |
39 Effu Sapele Road | Delta |
3, Sakponba Road | Edo |
45,Airport Rd. Benin City | Edo |
62, Jattu Rd, Auchi, Edo State | Edo |
302 Ugbowo Lagos Road, Benin City | Edo |
218 Uselu Lagos Rd Ugbowo | Edo |
4, Akpakpava Rd, Benin City, Edo State | Edo |
134 Upper Mission Rd, B/City | Edo |
7 Ukpenu Road, Ekpoma | Edo |
10 Station Road Enugu | Enugu |
Independent Layout, Enugu | Enugu |
49 Nike Resort Road, Enugu | Enugu |
39 Faskari St Area 3 Garki | FCT-Abuja |
2097 Herbert Macaulay Way Wuse4 | FCT-Abuja |
63 Gado Nasko Street Kubwa, Abuja | FCT-Abuja |
1 Aguiyi Ironsi St Maitama | FCT-Abuja |
34, Douglas Rd, Owerri, Imo | Imo |
Eke-Ahiara Junction, Ahiazu Mbaise | Imo |
4, Mbari Street, Owerri, Imo | Imo |
Assumpta Avenue, Owerri, Imo | Imo |
Kwara – 123 Mur Mohammed Way (SOL 0204) | Kwara |
53, Lagos Road, Ikorodu | Lagos |
Okota Business Office | Lagos |
Ikota Shopping Complex | Lagos |
Agbara – Ilaro Rd Agbara Ind Est. Ogun | Lagos |
50, Ijaiye Road, Ogba, Lagos | Lagos |
58, Abeokuta Exp, Way Dopemu | Lagos |
Otta – 91, Idiroko Rd Otta, Ogun | Lagos |
8, Ojo-Igbede Road | Lagos |
473B, Abeokuta Expressway Road | Lagos |
96, Iju Road | Lagos |
Corporate Branch Operations | Lagos |
Road By 72 Junction, Festac | Lagos |
Addo Roundabout, along Addo – Badore Road, Ajah, Lagos | Lagos |
80A Admiralty Way, Lekki | Lagos |
10, Isolo Way, Isolo | Lagos |
22, Mobolaji Bank, Anthony | Lagos |
Adeniyi Jones Street, Ikeja | Lagos |
73 Allen Avenue, Ikeja, Lagos | Lagos |
21, Road Festac Area | Lagos |
OTTA3 | Lagos |
152 Ogunlana Drive | Lagos |
Okokomaiko B/O | Lagos |
3 Agudosi Street, Alaba | Lagos |
Ojodu BO, Plot 104 Isheri | Lagos |
Akowonjo-Egbeda Road | Lagos |
26 Isheri Road, Ojodu | Lagos |
Abeokuta – 67,Tinubu St, Ita-Eko Abeokuta | Ogun |
Alagbaka Quarters | Ondo |
Opp.Osogbo City Hall, Osogbo, Osun | Osun |
31 Obafemi Awolowo Wy, Osogbo, Osun | Osun |
IbadanMain – Lebanon St Bnk Rd Dugbe Ibadan | Oyo |
Ibadan – 42A Ui/Sec Rd. New Bodija,Ibada | Oyo |
Ibadan1 – 5, Obafemi Awolowo Way, Ibadan | Oyo |
ChallengeMoleteRd – Challenge-Molete Road | Oyo |
C-0 16-17 Beach Road , Jos | Plateau |
Plot 137 Oluobasanjo Rd Phc | Rivers |
312 Ph-Aba Wy, Rumukwurushi Ph | Rivers |
14 Azikiwe Road, Port Harcourt | Rivers |
Elelenwo GRA | Rivers |
Bank with ease
UBA Internet Banking
Our internet banking platform gives you access to your funds and allows you perform banking transactions safely and securely from anywhere around the world, you can do the following;
Features:
- View your account balances and monitors your transactions
- Transfer funds to UBA accounts and other bank accounts
- Send funds to a branch for 3rd party pick up
To register for UBA internet banking, complete and send Internet Banking and Indemnity forms to diasporasupport@ubagroup.com
Debit Cards
UBA Debit Cards are accepted at over 30 million merchant locations and can be used at over 3 million ATMs worldwide. Customers have the option to request MasterCard or Visa Card Naira or Dollar denominated cards.
Features:
- Make payments online and at merchant locations
- It is valid for 3 years from the month of issue
- It requires a Personal Identification Number (PIN) for all ATM and POS transactions
- Cards can be delivered to any location worldwide at a fee
BVN Registration
The Bank Verification Number (BVN) is an 11-digit unique identity for each individual across the Nigerian Banking industry. The BVN ensures you can engage securely in transactions at any Point of Banking operations in Nigeria.
Enroll for your BVN at appointed enrolment locations abroad.
To submit forms and make further enquiries, please send an email to Diaspora Banking team at diasporasupport@ubagroup.com
FAQs
The Diaspora Banking Account is a platform that allows Nigerians living and working outside the country to maintain transactional accounts and perform domestic and foreign transfers through their accounts with UBA. The Diaspora Banking Account is a platform that allows Nigerians living and working outside the country to maintain transactional accounts and perform domestic and foreign transfers through their accounts with UBA
All Nigerians/Africans above 18 years living legitimately in foreign countries are welcome to open Diaspora accounts
Diaspora accounts can be opened online by clicking the link:
https://aop.ubagroup.com/
– Duly Completed Diaspora Account Opening Form via the Online
– Means of Identification (Valid Nigerian International passport/ Driver’s license/ resident permit/work permit or Foreign passport with Nigerian place of birth/country of origin backed with any form of Nigerian ID even if expired
– Proof of address (Utility bill for the last 2 months or Bank Statement for the last 6 months)
– Proof of source of funds (recent pay slip/ work id/ letter of reference from current bankers/ business registration documents if self-employed)
– 1 recent Passport photograph (for joint account holders, one recent passport for each signatory)
Beloware services and e-channels accessible to Diaspora account holders:
Debit card services: MasterCard and Visa Card (FCY and Naira denominated)
Electronic Channels: Internet banking, Mobile banking or Leo
Also, customers with Naira and FCY account can request for a Dual Visa Card which enables linking both accounts to one card.
The opening balance is Zero.
Yes, please. The interest rate for Diaspora Naira Savings is 7.425% while the Diaspora Domiciliary Account is at 0.10%
i. Transfer funds from your foreign Bank account into your UBA diaspora accounts using the swift codes. Click here to see transfer codes.
ii. Paying in Cheques and cash into Diaspora Naira Savings account and cash (foreign currency) into Diaspora Domiciliary account at any UBA Branch in Nigeria.
iii. Send money directly into UBA Naira Savings account using our money transfer partners. See money transfer partners
No, please
No, please. This service is limited to only individual account holders.
Customers will be charged ₦4 and its equivalent in other currencies for transactions.
i) Customers can download the internet banking enrolment forms from the UBA website.
ii) Submit the filled forms to diasporasupport@ubagroup.com.
iii) The log in details (which includes the username and password) will be received via the customer’s registered email address for confidentiality.
i) Customer fills the debit card/token and indemnity forms.
ii) Token costs ₦2,500.
iii) Naira Debit Card issuance fee is ₦1, 075 (VAT inclusive) with subsequent quarterly maintenance fee of ₦53.75
iv) Dollar debit Card costs ₦1, 075 or equivalent in Dollar and an annual maintenance fee $10 or its equivalent in other currencies will be charged.
v) Courier charge varies with location and the cost will be debited from customer’s account.
vi) All documents alongside the forms should be sent to diasporasupport@ubagroup.com
i) Customer fills the debit card/token and third-party indemnity forms.
ii) All documents alongside the form should be sent to diasporasupport@ubagroup.com
iii) This third-party customer visits the selected Branch with a valid ID card to pick up the token/debit card.
UBA Secure Pass is an alternative to the token which can be downloaded from the application store which is used in authorizing transactions and identity management on all UBA’s electronic channels like the Internet Banking, Mobile Banking and Leo which require authorization of transactions.
The secure pass is free.
The customer fills the mandate form and provides intended signatory’s BVN, passport photograph and valid means of identification
Yes, local cheques and dividend warrants can be lodged into the customer’s account through any of the bank branches in Nigeria