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Click Credit

Low on cash? We've got you covered!
Get an instant loan up to ₦1 million to sort out your emergencies.

Click here to apply

Everything from A-Z

Are you a salary earner? You can get up to ₦1 million loan instantly at a low interest rate and payback conveniently over 6 months with no hidden charges.

 

What's in it for you ?

  • Borrow up to N1 million
  • Get your loan in one minute
  • Convenient repayment option between 6 months
  • Low interest rate
See terms and conditions
Dial *919*28#
open account

How to Apply for Instant Loans in Nigeria:

No paperwork! No awkward conversations! No waiting! Get a loan in one minute.

See terms and conditions
Dial *919*28#
open account

 

 

What you will need:

An active UBA Salary Account with a minimum monthly salary of at least ₦50,000

Dial *919*28#
open account

Frequently Asked Questions

This is an automated instant loan in Nigeria that is available on USSD and all Leo platforms. It is open to all salary earners who receive their monthly salaries through UBA.

To apply for the Click Credit:

  • Dial *919*28#
  • Send “Loan” to Leo on Instagram, WhatsApp, Apple messages, Facebook messenger, Google Business Chat

To enjoy this product, you would need to operate a salary account with UBA. You could follow the easy steps below to open an account:

  • Dial *919*20#
  • Chat with Leo on Instagram, WhatsApp, Apple messages, Facebook messenger, Google Business Chat
  • Open an account via the UBA Mobile App
  • You can also walk into any of our Business Offices nearest to you to open one.

You can get up to N 1,000,000.00 (One million naira)

You can enjoy flexible loan tenure of 6 months.

No processing and paperwork! Just dial away and obtain your loan in less than a minute!

Customer’s salary account must be domiciled in the bank and have received salary inflow through UBA for the last 6 months.

Confirmation status of the applicant in the place of employment is not required for loan eligibility.

No documents are required. No collateral. Once again, just dial away!

You must have received your salary through UBA for at least six months before you can be qualified for this product.

Management and insurance fees are applicable, 1% each.

Current Account

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