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What is eNaira?
eNaira is a digital currency designed to help individuals and businesses make fast, efficient and reliable payments online.
Features and Benefits of eNaira
- It’s free of any charges
- It’s a fast and secure payment channel
- Send, receive and spend with ease
- A digital storage for accessing and holding cash
- Can be connected to bank accounts to enable more transactions
- Enables affordable remittances and diaspora payments
- Secured with cryptographic techniques against counterfeiting, cloning, and other forms of fraud attack
- The eNaira feature will be available on the new UBA Mobile App and Internet Banking for transfers to and from the eNaira wallets
Download eNaira Speed Wallet app on
the Google Play or Apple Store
Complete the registration process with the following details; Name, State of Origin,
BVN, Account Number, Email address and other information required.
FAQs
eNaira is the digital form of the cash and is a direct liability on the Central Bank of Nigeria while the customer deposits are direct liabilities on the financial institutions.
The eNaira wallet is a digital storage that holds the eNaira. It is held and managed on a distributed ledger. The eNaira wallet is required to access, hold and use eNaira
eNaira is safe and secured with cryptographic techniques against counterfeiting, cloning, and other forms of attack
eNaira is the digital form of the cash and is a direct liability on the Central Bank of Nigeria while the customer deposits are direct liabilities on the financial institutions
| Tiers | Category | Requirement | Daily Limit ₦ | Cumulative Limit ₦ |
|---|---|---|---|---|
| 0 | No Existing Bank Account | NIN Verified Telephone Number | 20,000 | 120,000 |
| 1 | No Existing Bank Account | NIN Verified Telephone Number | 50,000 | 300,000 |
| 2 | Has an Existing Account | BVN + Valid means of Identification | 200,000 | 500,000 |
| 3 | Has an Existing Account | Tier 2 requirement + Public Utility Receipt | 500,000 | 5,000,000 |
- – 99.9% service availability
- – Low charges
- – Nationwide acceptance
- – No dispensing errors
- – Advanced data privacy and security
- – Instant settlement
- – 99.9% service availability and reliability
- – Low charges
- – No dispensing errors
- – No reconciliation issues
Reach out to the customer support of the bank selected when registering for eNaira through their available channels. If issues are not resolved within 48 hours, please email CBN’s eNaira Customer Support via helpdesk@enaira.com