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UBA Kids' Savings Account
Your Little One Can Win A Big Scholarship
UBA Kiddies Savings Account
Children between the ages of 0 – 12 years. Parents or guardians will manage the account on behalf of the child. This account is available in two variants – Full and Lite.
20 customers to win ₦200,000 each in the Kiddies and Teens draw.
Parents with a standing instruction to pay ₦10,000 every month for at least 6 months into a Kiddies or Teens account
20 lucky customers would each be rewarded with ₦200,000 cash prize, in both draws.
The winners are selected by a raffle draw system from a spool of qualified customers.
The date for the next draw will be communicated to you via E-mail and SMS.
UBA Kiddies
It’s finally time to grow out of piggy banks. The Kiddies Savings Account allows parents to start saving for their kids as soon as they are born, and as they grow older, educate them about money and savings.
• Children between the ages of 0 – 12 years
• Earn 13th Month Reward : 10% of the monthly savings plan done over 12 consecutive months having maintained a Standing Instruction of minimum of ₦5,000.
• A chance to partake in the scholarship scheme through a raffle draw having maintained a Standing Instruction of minimum of ₦10,000 for 6 consecutive months.
• Annual interest of 7.425% (payable monthly)
• Child’s birth certificate or International Passport.
• 1 Passport Photograph each of parent/guardian and child.
• Parent’s valid ID (National ID/ Driver’s License/ Permanent Voters card/ International Passport).
• Utility Bill issued within the last three months.
UBA Kiddies Lite
It’s finally time to grow out of piggy banks. The Kiddies Savings Account allows parents to start saving for their kids as soon as they are born, and as they grow older, educate them about money and savings.
• Children between the ages of 0 – 12 years.
• Earn 13th Month Reward : 10% of the monthly savings plan done over 12 consecutive months having maintained a Standing Instruction of minimum of ₦5,000.
• A chance to partake in the scholarship scheme through a raffle draw having maintained a Standing Instruction of minimum of ₦10,000 for 6 consecutive months.
• Annual interest of 7.425% (payable monthly)
• Child’s birth certificate or International Passport.
• 1 Passport Photograph each of parent/guardian and child.
UBA Kiddies & Teens Healthcare Plan
UBA Kiddies & Teens Healthcare Benefits
| Services | UBA Kiddies Starter | UBA Kiddies Plus | UBA Kiddies Prestige |
|---|---|---|---|
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|
OUTPATIENT SERVICES |
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General Consultation |
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|
Specialist Consultation |
3 per annum |
4 per annum |
10 per annum |
|
Lab Investigations |
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Prescribed Drugs |
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|
|
Management of Chronic Conditions (Consult, Drugs & Tests) |
|
After 12 months |
After 12 months |
|
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PHYSIOTHERAPY SERVICES |
||
|
Physiotherapy Services |
3 per annum |
5 per annum |
5 per annum |
|
Prescribed Appliances – Cervical Collar, Crutches |
|
|
|
|
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INPATIENT SERVICES |
||
|
Admissions in Hospital including feeding |
General Ward |
General Ward |
Private Ward |
|
Admissions per annum |
15 days |
30 days |
45 days |
|
Feeding on Admission |
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|
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Prescribed Drugs and Infusions |
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|
|
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Nursing Care & Consumables |
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|
|
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Intensive Care Unit |
|
Up to 2 days |
Up to 4 days |
|
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IMMUNIZATIONS |
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Routine (NPI) Immunizations 0 – 5 years (OPV, DPT, Measles, BCG, Vitamin A, Hepatitis B, Yellow Fever) |
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Additional Immunizations – 0 – 5 years (Heberix, MMR, pneumococcal, Menavax, Rotarix) |
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DIAGNOSTIC SERVICES |
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Laboratory investigations |
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Ultrasound Scans – Abdominal, Pelvic |
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Basic Radiological services – Plain & Contrast X-Rays |
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Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan) *at designated centres |
|
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covered for up to 3 investigations per annum |
|
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ACCIDENTS & EMERGENCIES |
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Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment & Stabilization) |
Limit 24 hours |
Limit 24 hours |
Limit 24 hours |
|
ECHO /MRI/CT SCAN in emergencies |
|
1 per annum |
|
|
Ambulance Service/Evacuation |
Hospital to hospital |
Hospital to hospital |
Hospital to Hospital & roadside to Hospital |
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SURGICAL SERVICES |
||
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Minor Surgeries/ Intermediate Surgeries/Major Surgeries, (including Anesthesia, Surgical, supplies, blood) |
All surgeries Limit ₦100,000 |
All surgeries Limit ₦250,000 |
All surgeries Limit ₦750,000 |
|
|
OPTICAL/OPTHALMOLOGICAL SERVICES |
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Eye tests, Frames & Lenses (replaceable every 2 years) Eye Surgeries |
Covered up to ₦5,000 after 12 months *Subject to surgery limit |
Covered up to ₦7,500 after 12 months *Subject to surgery limit |
Covered up to ₦20,000 after 12 months *Subject to surgery limit |
|
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DENTAL SERVICES |
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Primary Dental Care (Pain Relief, Scaling & Polishing, Simple Filings & Simple Extractions) |
Limit ₦5,000 per annum (scaling & polishing once a year) *only after 6 months |
Limit ₦10,000 per annum (scaling & polishing once a year, fillings & simple extraction) *only after 6 months |
Limit ₦30,000 per annum (scaling & polishing once a year, fillings & simple extraction) *only after 6 months |
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Back to School Check (preschool checks) |
Limit of ₦7,500.00 *after 6 months (one-off) |
Limit of ₦10,000.00 *after 3 months (one-off) |
Limit of ₦10,000.00 *after 3 months (one-off) |
|
Renal Dialysis |
|
2 sessions |
4 sessions |
|
Recommended Premium per child per annum |
₦20,000.00 |
₦35,000.00 |
₦86,000.00 |
|
Maximum Care Limit |
₦500,000.00 |
₦1,000,000.00 |
₦2,000,000.00 |
Click here to register.
Terms and Conditions
- Start date — Your plan’s effective date is the 1st of the next month if payment is made after the 20th of the month to allow for registration and delivery of membership cards
- The maximum principal age limit is 18 years
- Back-to-school checks will be conducted at select HMO Designated Centres and will require prior booking and approval
- All services are available at designated centers. Avon HMO accredits and contracts with hospitals within its network and reserves the right to delist or add a hospital, clinic and/or laboratory to its network without prior notice. Any change to your selected hospital does not affect the terms and conditions of your healthcare plan
- An enrollee is required to choose a hospital/Clinic from the Avon HMO hospital network as its primary care provider
- Avon HMO reserves the right to refer an enrollee to a designated hospital/specialist consultant or physician for secondary or tertiary care
- Chronic conditions are excluded in the first 12 months of your health plan(for Kiddies Plus and Kiddies Prestige), some examples of chronic conditions are listed below. Please note that this is not an exhaustive list:
- – Hypertension and Cardiac Related diseases.
- – Diabetes Mellitus and its related conditions
- – Hepatitis B & C o Asthma
- Chronic conditions are not covered by Kiddies Starter plan
Important: Waiting periods and exclusions apply to certain health plans.
The following conditions/treatments/services are not covered by the health plans:
Birth defects, congenital condition or illness, autoimmune disorder, sickle cell anaemia, conditions and illnesses related to genetic disorders; Psychiatric Institutionalization; Any medical service required, or injuries sustained as a result of Military, Para Military or Militant service or operations; Any medical service required, or injuries sustained as a result of Hazardous sports including but not limited to water sports, mountaineering, hunting, motor racing, riding or driving in any kind of race and professional participation in leagues of any sport, any medical service required, or injuries sustained as a result of Air travel except as a fare paying passenger in any aircraft licensed for passenger carrying. Any medical service required, or injuries sustained as a result of War (declared or undeclared), riot, strike, and civil commotion; or acts of God or acts of terrorism; any medical service required or injuries sustained as a result of Intentional self-injury, suicide or attempted suicide (whether sane or insane), chronic venereal disease, member’s own criminal act, intoxication, the use of drugs not prescribed by a physician or injury sustained whilst in a state of insanity, alcoholism or costs resulting from dependency on or abuse of drugs or other addictive substances and drug rehabilitation.
Consultations or treatment by chiropractors, acupuncturists, herbalists, complementary/traditional medical practitioners or unrecognized consultants, hospitals, family doctors, therapists and dental practitioners.
Pre – Existing Conditions, any medical treatment required, relating to an accident or illness which may have occurred prior to the effective date or to any illness where it was within the knowledge of a member that was suffering from it at the effective date, Overseas Treatment/ Investigations, Organ Surgery and Transplants; Plastic/Cosmetic Surgeries and/or Treatments: Embalmment, Autopsies, Mortuary Services; Cancer Investigation or Treatment such as chemotherapy or radiotherapy; Speech Disorders, Treatment of Obesity & Weight Loss; Herbal Drugs, Non-Prescription Drugs, Food
Supplements, Dietary and Nutrition Supplements.
Experimental Drugs and Treatments
Hearing tests or costs of hearing aids; Any injury, illness or disease specified as an exclusion and complications caused by a condition that is excluded or follow-up treatments or investigations that are due to a condition that is excluded; Home Care, Domiciliary Care; Joint Replacements; Supply of Prosthesis (Artificial Limbs, Dental Prosthesis); Hormonal Replacement Therapy; Speech Disorders, Learning Difficulties, Behavioral & Developmental Problems; Treatment of Obesity & Weight Loss; Elective Caesarean Section; Burns greater than 9%.
FAQs
– Targeted savings to help plan for the future.
– Bonus rewards for setting up a target plan.
– Earn competitive Interest.
– Online and mobile banking.
– Consistent maintenance of SI above ₦10,000 for 6 month stand a chance to partake in the Scholarship scheme.
– 13th Month Reward with a maintenance of an SI for 12 months at a minimum of ₦5,000 (Target-Plan). 10% of the monthly Target plan amount is paid to the customer.
Documents required
– Child’s birth certificate or International Passport.
– 1 Passport Photograph each of parent/guardian and child ID.
– Parent’s valid ID (National ID/ Driver’s License/ Permanent Voters card/ International Passport).
– Utility Bill issued within the last three months.
- The parent/ guardian and a child who has come of age.
– ₦1,000 (accounts opened on zero balance must be funded within 48 hours).
No, please. Debit cards are not enabled for this account type.
As often as you like, however if there are more than 4 withdrawals in a month, the account is disqualified from interest payment for that month.
Several exciting rewards such as:
– Earn 13th Month Reward.
– A chance to partake in the scholarship scheme.
– Annual interest of 7.425% (payable monthly)
– Complimentary invites to UBA Kiddies events.
The 13th month bonus is an amount paid to a UBA kiddies’ account holder at the end of each year if they maintain an SI for 12 months at a minimum of ₦5,000 according to their target plan and roll over their balance to the next year (without withdrawing).
No, please. Only customers with a target savings plan can qualify for the 13th month bonus.
If you withdraw funds early; you will not be eligible for the 13th month bonus that year. However, if you complete your savings plan for the new year, so you will be eligible for a 10% bonus.
Target Savings Plan provides the unique opportunity to plan your desired goal for your child over a period and get rewarded when the goal is achieved.
Yes, you will earn competitive interest on the accumulated funds in your account even if you do not achieve your target plan – however you will no longer be eligible for the 13th month bonus.
Yes. 7.425%, payable monthly.
To begin, simply maintain a standing instruction of minimum of ₦10,000 for 6 consecutive months or more. Balance should not be lesser than cumulative, i.e A customer with a monthly instruction of ₦10,000 is expected to have at least a balance of ₦60,000.
₦200, 000. This will be paid directly to the school.
A total number of 40 winners will be selected from two draws in a year.
The 13th month reward is an amount paid to UBA Kiddies and Teens customers at the end of each year. Kindly maintain a standing instruction of ₦5,000 minimum for 12 consecutive months. Balance should not be lesser than cumulative, i.e a customer with a monthly instruction of ₦5,000 is expected to have at least a balance of ₦60,000.