Nigeria
Benin
Burkina Faso
Cameroon
Tchad
RDC
Cote d'ivoire
Gabon
Ghana
Guinea
Kenya
Liberia
Moçambique
Senegal
Sierra Leone
Tanzania
Uganda
Zambia
France
America
Mali
UK
Foundation
UAE
France
Debit Cards
Wherever you are, there is a
UBA Debit Card made for you.
Get one at any UBA branch nationwide
Get a Debit Card using The Card Dispense Kiosk
Get a Debit Card, either new or a replacement, using The Card Dispense Kiosk.
You can
- – Do it yourself
- – Request at any time
- – Get it in minutes
| S/NO | LOCATION | STATE |
| 1 | Plot 1347 Ahmadu Bello Way, Abuja | Abuja |
| 2 | 39 Faskari St Area 3 Garki, Abuja, Nigeria | Abuja |
| 3 | Area 8, Garki, Abuja – Area 8, Garki, Abuja | Abuja |
| 4 | Uba Experience Centre, Transcorp Hilton | Abuja |
| 5 | 4, Akpakpava Rd, Benin City, Edo State | Edo |
| 6 | 60, Wetheral Rd, Owerri, Imo | Imo |
| 7 | Kachia Road, Kaduna | Kaduna |
| 8 | 135 Broad Street, Lagos | Lagos |
| 9 | 80a Lekki Admiralty Lekki Phase 1 | Lagos |
| 10 | 5 Onikolobo Road Paseke Abeokuta | Ogun |
| 11 | Plot 137 Olu Obasanjo Road, Port Harcourt | Rivers |
- – Tap on Begin
- – Enter your Account Number
- – Select your authentication method; OTP or Secure Pass/Token.
- – For replacement cards, select ‘hotlist card’
- – Enter the name you want on the card
- – Tap on “I agree” to card issuance fee, then Confirm.
- – Collect your card from the output slot.
- – Once the card has been dispensed, you will get your PIN via SMS.
- – You can change the PIN at any UBA branch close to you.
Win a trip to Qatar when you spend with your Visa Naira Debit Card or Dollar Prepaid Card
- – This offer is only available to customers that spend with their Visa Naira Debit Card.
- – The winners will be the first 2 customers with the highest cumulative spend of N750,000 and above within 3 months on POS and Online only (minimum of N375,000 monthly).
- – The winners are only allowed to bring along a loved one and would also be selected based on the availability of the required travel documents when due.
- – Each winner will watch 2 matches within the 4 days of the visit.
- – This offer is only available to customers that spend with their Visa Dollar Prepaid Card.
- – The winners will be the first 2 customers with the highest cumulative spend of $5000 and above within 3 months on POS and Online only.
- – The winners are only allowed to bring along a loved one and would also be selected based on the availability of the required travel documents when due.
- – Each winner will watch 2 matches within the 4 days of the visit.
Verve Goodlife Promo 3.0
Get amazing discounts with your UBA MasterCard
With your UBA MasterCard, you can get extra special offers, deals and discounts.
- – Booking must be done on booking.com/mastercardmea and registration must be done with the email address on your account.
- – This offer is available to UBA MasterCard and Visa Card users.
- – Cashback will be credited 64 or more days after checking out.
- – Bookings made with the Booking.com app or main Booking.com website are not eligible for this promotion
- – This offer is available to only MasterCard Gold, Titanium, Platinum, World and World Elite Mastercard debit and credit cards.
- – This offer is only available to UBA Mastercard users and on all Showmax products.
- – First-time Showmax Service customers are to sign up with a UBA MasterCard to access the 10% discount.
- – Existing Showmax Service customers must change their payment method by entering a UBA Mastercard card during the Promo Period and enable recurring billing to access the 10% discount.
- – Visit https://mydealzone.africa/ to access dynamic and personalized deals across categories such as Arts & Culture, Beauty, Entertainment, Health, Dining, Travel, Education etc.
- – This offer is only available to UBA Mastercard users.
- – MasterCard users stand a chance to win back their entire card spend on the portal.
This offer is available to only MasterCard Gold, Titanium, Platinum, World and World Elite Mastercard debit and credit cards.
Offers include:
– 15% discount at The White Orchid Hotel
– 10% discount of tickets in Ebony Life Cinemas
– 10% discount off booking at Popina
– 5% discount at Túraká Rooftop Restaurant & Bar
– 5% discount at The Wrap Pool Café
– 5% off membership fee for VIP Lounges
The UBA Debit MasterCard is a debit card issued on your Naira account and allows you to make only local transactions in Nigeria. It is acceptable at all MasterCard-enabled ATM, Web or POS in Nigeria.
Card features
Your UBA Debit MasterCard is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
If your UBA Debit MasterCard gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to our Fraud HelpDesk on +234 1 2808 800, CFC on +234 1 280 8822 or send an email to cfc@ubagroup.com.
You can also send ‘Block Card’ to Leo or dial *919*10# to block your card.
- — You need to have an active Naira savings or current account. If you don’t have an account with UBA, simply open one. Click here to see which of our accounts is good for you.
- — Completed and signed the Debit Card Application Form at any UBA branch close to you.
| Transaction Type | Limit |
| *ATM | ₦40,000 daily |
| POS | ₦1,500,000 |
| Web | ₦1,000,000 |
| **International | N/A |
This card type can be used for local POS payment, Online payment, or cash withdrawal at any UBA ATM & POS as well as any MasterCard-enabled ATM & POS in Nigeria. You can also pay for your bills, recharge your phone online or do much more with QuickTeller.com
Track your purchases and withdrawals on your UBA Debit MasterCard on a regular or monthly basis via SMS, email transaction alert or bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page or request your bank statement on any of our digital channels.
- — Available only on Naira current or savings account
- — It is valid for 3 years from the month of issue
- — It requires a Personal Identification Number (PIN) for all ATM and POS transactions
- — Transfer money instantly from your account to other accounts in UBA or other banks in Nigeria
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Quarterly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| International ATM Withdrawal Fee | N1,200 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
The UBA Gold Debit MasterCard is a debit card issued on your Naira account and allows you to make only local transactions in Nigeria. It is acceptable at all MasterCard-enabled ATM, Web or POS in Nigeria.
Card features
Your UBA Gold Debit MasterCard is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
Track your purchases and withdrawals on your UBA Debit MasterCard on a regular or monthly basis via SMS, email transaction alert or bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page or request your bank statement on any of our digital channels.
If your UBA Gold Debit MasterCard gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to our Fraud HelpDesk on +234 1 2808 800, CFC on +234 1 280 8822 or send an email to cfc@ubagroup.com
You can also send ‘Block Card’ to Leo or dial *919*10# to block your card.
- — You need to have an active Naira savings or current account. If you don’t have an account with UBA, simply open one. Click here to see which of our accounts is good for you.
— Completed and signed Debit Card Application Form at any UBA branch close to you.
| Transaction Type | Limit |
| *ATM | ₦40,000 daily ₦100,000 weekly |
| POS | ₦1,500,000 |
| Web | ₦1,000,000 |
| **International | N/A |
**International transaction limits on naira cards are suspended and are subject to change by the Central Bank of Nigeria
This card type can be used for local POS payment, Online payment, or cash withdrawal at any UBA ATM & POS as well as any MasterCard-enabled ATM & POS in Nigeria. You can also pay for your bills, recharge your phone online or do much more with QuickTeller.com.
- — Available only on Naira current or savings account
- — It is valid for 3 years from the month of issue
- — It requires a Personal Identification Number (PIN) for all ATM and POS transactions which should not be compromised.
- — It can be used to enroll on any of our digital channels to access several banking and non-banking features.
- — We have frequent promos you can only access with your UBA Gold Debit MasterCard.
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Quarterly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| International ATM Withdrawal Fee | N1,200 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
The UBA Gold Debit MasterCard for Domiciliary accounts is a debit card issued on a Domiciliary Account whether Dollar, Pound or Euro. Access your money anywhere, which also includes making payments on MasterCard-enabled online platforms, withdrawing at any of the one million MasterCard-acceptable ATMs in over 210 countries and purchasing at over 31 million merchant locations worldwide.
Card features
Your UBA Gold Debit MasterCard for Domiciliary Account is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your UBA domiciliary account, without having to carry cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
The UBA Gold Debit MasterCard for Domiciliary Account is a debit card issued on your Dollar, Pounds or Euro account in Nigeria that allows you access funds in your domiciliary account via your card anywhere in the world. Travel anywhere you want, stay wherever your heart desires and shop online as much as you could. This is what we mean by Roam your Money.
If your UBA Debit MasterCard gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to our Fraud HelpDesk on +234 1 2808 800, CFC on +234 1 280 8822 or send an email to cfc@ubagroup.com
You can also send ‘Block Card’ to Leo or dial *919*10# to block your card.
— You need to have an active Dollar, Pounds or Euro domiciliary account. If you don’t have an account with UBA, simply open one at any UBA Business Office near you. Click here to learn more about our account types.
— Completed and signed Debit Card Application Form at any UBA branch close to you.
| Currency | Issuance Fee | ATM LIMIT | WEB LIMIT | POS LIMIT |
| USD | 15.05 | 1,000 | 5,000 | 5,000 |
| Pounds | 11.825 | 1,200 | 3,000 | 3,000 |
| Euro | 12.9 | 1,000 | 3,000 | 3,500 |
- — Available only on Domiciliary Accounts whether Dollar, Pound or Euro.
- — It is valid for 3 years from the month of issue.
- — It requires a Personal Identification Number (PIN) for all ATM and POS transactions which should not be compromised.
- — We have frequent promos you can only access with your UBA Gold Debit MasterCard.
- — It can be used to enroll on our digital channels to access several banking and non-banking features
| Getting a new card | $14, £11 & €12 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | $14, £11 & €12 (VAT Exclusive) |
| Annual maintenance fee | $10 or its equivalent in £ & € (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| Cash withdrawal abroad* | $3.50, £2.75 & €3.25 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
All charges such as monthly maintenance charge; international ATM withdrawal charges; etc. attract VAT of 7.5% in compliance with the regulations of the federal tax bodies.
The UBA Visa Classic Debit Card is a debit card issued on your Naira account and allows you to make only local transactions in Nigeria. It is acceptable at all Visa or V-pay-enabled ATM, Web or POS in Nigeria.
Card features
Your UBA Visa Classic® Debit Card is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology
If your UBA Visa Classic Debit Card for Naira account gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to our Fraud HelpDesk on +234 1 2808 800, CFC on +234 1 280 8822 or send an email to cfc@ubagroup.com
You can also send ‘Block Card’ to Leo or dial *919*10# to block your card.
Your UBA Visa Classic® Debit Card can be used for cash withdrawal at any UBA ATM or any ATM displaying the Visa or V-Pay logo and can also be used to make everyday purchases at merchant locations and websites where Visa is accepted anywhere in the world.
Track your purchases and withdrawals on your UBA Visa Classic Debit Card for Naira account on a regular or monthly basis via SMS, email transaction alert or bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page or request for your bank statement on any of our digital channels.
— Completed and signed Debit Card Application Form at any UBA branch close to you.
| Transaction Type | Limit |
| *ATM | ₦40,000 daily, ₦100,000 weekly |
| POS | ₦1,500,000 |
| Web | ₦1,000,000 |
| **International | N/A |
**International transaction limits on naira cards are suspended and are subject to change by the Central Bank of Nigeria
- — Available only on Naira current or savings account
- — It is valid for 3 years from the month of issue
- — It requires a Personal Identification Number (PIN) for all ATM and POS transactions which should not be compromised
- — It can be used to enroll on any of our digital channels to access several banking and non-banking features.
- — We have frequent promos you can only access with your UBA Visa Classic Debit Card.
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Quarterly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| International ATM Withdrawal Fee | N1,200 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
All charges such as monthly maintenance charge; international ATM withdrawal charges; etc. attract VAT of 7.5% in compliance with the regulations of the federal tax bodies.
A transaction fee is applicable to withdrawals from any ATM outside Nigeria. All international transactions must be in accordance with relevant regulations of the Central Bank of Nigeria.
Your PIN and CVV2 code (Card Validation Value) would be required to authorize all l web transactions after the UBA Visa Classic® Debit Cardholder activates the Visa Internet PIN (i-PIN) on a UBA ATM terminal.
Your CVV2 (Card Validation Value) code is different from your PIN, it is the last 3 digits written on the signature panel behind the card. It is required for all web transactions done locally and internationally.
Access your money anywhere with the UBA Visa Dual Currency® Debit Card (DCDC), which includes making purchases in-store, over the internet or cash withdrawals wherever the Visa or V-Pay logo is displayed. You can make withdrawals at any of the 1.8 million Visa-enabled ATMs in over 200 countries and purchases at over 29 million merchant locations worldwide.
Card features
The UBA Visa Dual Currency (DCDC) ® Debit Card is issued on both your Naira and USD dollar domiciliary account in Nigeria. Thereafter, whenever you make local purchases / withdrawals in Nigeria your transactions are routed through your Naira account but whenever you make international purchases / withdrawals transactions are routed through your USD dollar account. This unique feature of the card is called the Dual currency functionality.
Your UBA Visa Dual Currency (DCDC) ® Debit Card is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
If your UBA Visa Dual Currency® Debit Card (DCDC) gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to our Fraud HelpDesk on +234 1 2808 800, CFC on +234 1 280 8822 or send an email to cfc@ubagroup.com.
You can also send ‘Block Card’ to Leo or dial *919*10# to block your card.
- – You need to have an active Naira current and USD domiciliary account. If you don’t have an account with UBA, simply open one. Click here to see which of our accounts is good for you.
- – Completed and signed Debit Card Application Form
| Transaction Type | Limit |
| *ATM | ₦40,000 daily ₦100,000 weekly |
| POS | ₦1,500,000 |
| Web | ₦1,000,000 |
| **International | N/A |
Your UBA Visa Dual Currency (DCDC) ® Debit Card can be used for cash withdrawal at any UBA ATM or any ATM where Visa is accepted anywhere in the world, as well as for making purchases at over 29 million merchant locations.
Track your purchases and withdrawals on your Visa Dual Currency Debit Card (DCDC)® on a regular or monthly basis via SMS, email transaction alert or bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page or request your bank statement on any of our digital channels.
- – Available only on Naira current or savings account
- – It is valid for 3 years from the month of issue
- – It requires a Personal Identification Number (PIN) for all ATM and POS transactions.
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Quarterly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| International ATM Withdrawal Fee | N1,200 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
All charges such as monthly maintenance charge; international ATM withdrawal charges; etc. attract VAT of 7.5% in compliance with the regulations of the federal tax bodies.
A transaction fee is applicable to withdrawals from any ATM outside Nigeria. All international transactions must be in accordance with relevant regulations of the Central Bank of Nigeria.
Your PIN and CVV2 code (Card Validation Value) would be required to authorize all l web transactions after the UBA Visa Dual Currency Debit Card (DCDC)® Cardholder activates the Visa Internet PIN (i-PIN) on a UBA ATM terminal.
Your CVV2 (Card Validation Value) code is different from your PIN, it is the last 3 digits written on the signature panel behind the card. It is required for all web transactions done locally and internationally.
The UBA Verve Debit Card for Naira account is a debit card issued on your Naira account and allows you to make local & *some International transactions. It is acceptable at all Interswitch-enabled ATM, Web or POS in Nigeria & selected International transactions.
- *You can pay for your adverts and subscriptions in Naira with a UBA Verve Card. Adverts and subscription platforms like Netflix, Spotify, Uber, Prime Video, Microsoft, Showmax, Emirates, Facebook & Flywire.
Card features
Track your purchases and withdrawals on your UBA Verve Debit Card for Naira account on a regular or monthly basis via SMS, email transaction alert or bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page or request for your bank statement on any of our digital channels.
- — Available only on Naira current or savings account
- — It is valid for 3 years from the month of issue
- — It requires a Personal Identification Number (PIN) for all ATM and POS transactions which should not be compromised
- — It can be used to enroll on any of our digital channels to access several banking and non-banking features.
- — We have frequent promos you can only access with your UBA Verve Debit Card for Naira account.
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Quarterly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| Cash withdrawal abroad* | N/A |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | N/A |
If your UBA Verve® Debit Card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to our Fraud HelpDesk on +234 1 2808 800, CFC on +234 1 280 8822 or send an email to cfc@ubagroup.com.
You can also send ‘Block Card’ to Leo or dial *919*10# to block your card.
— Completed and signed Debit Card Application Form at any UBA branch close to you.
| Transaction Type | Limit |
| *ATM | ₦40,000 daily ₦100,000 weekly |
| POS | ₦1,500,000 |
| Web | ₦1,000,000 |
| **International | N/A |
Delivering an extensive range of perks and carefully considered benefits, it offers unrivaled protection and preferential treatment making you feel welcome, secure, and valued for your business wherever you travel – around the corner or around the world.
Card features
A reassuring symbol of your success, the UBA World MasterCard® is designed to delight you every step of the way.
The UBA World MasterCard ushers you into an exclusive world rich with possibilities and high in expectations. Coupled with your exquisite taste for the finest life has to offer, the UBA World MasterCard distinguishes you with higher purchase limits whenever you dine, travel or enjoy the arts. The Card has been designed to delight you every step of the way. Delivering an extensive range of exclusive perks and carefully considered benefits, it offers unrivaled protection and preferential treatment making you feel welcome, secure and valued for your business wherever you travel – around the corner or around the world.
As a World Cardholder, you can count on exceptional privileges, advanced protections, and services designed to make you feel valued and special wherever you go—be it across the world or down the street.
*Eligibility strictly by invitation
- – MasterCard Global emergency cardholder services (emergency card replacement, etc.)
- – Purchase protection
- – Fraud protection insurance
- – Extended Warranty
- – Travel Accident and Inconvenience Insurance
- – Experiences and offers available only to you on MasterCard® moments
- – A dedicated private banking relationship manager, 24/7 access via an exclusive hotline
- – Payment for goods and services in over 30 million MasterCard merchant outlets and on local and international websites
- – Concierge Services
- – Privilege Access Hertz
- – Dining and spa benefits
- – Access to over 1200 airport lounges in over 100 countries through the MasterCard Travel Pass Application.
To access lounges;
- – Download the Mastercard Travel Pass App on Google Playstore or App Store.
- – Register with your UBA MasterCard
- – See the lounges and clearly view if you are eligible for complimentary access
- – Generate and present the App QR code or/ membership number to the lounge receptionist to have access to the lounge.
| Issuance Fee | ₦1,000 |
| Premium Service Charge | ₦249,000 |
| VAT (Naira) | ₦18,750 |
| Total Charges | ₦268,750 |
| Currency | Issuance Fee | ATM LIMIT | WEB LIMIT | POS LIMIT |
| Naira | 268,750 | *₦40,000 daily, ₦100,000 weekly |
3,000,000 | 5,000,000 |
| USD | 747.125 | 1,500 | 10,000 | 20,000 |
| Pounds | 586.95 | 1,200 | 7,500 | 15,000 |
| Euro | 655.75 | 1,500 | 8,500 | 15,000 |
** International transaction limits on naira cards are suspended and are subject to change by the Central Bank of Nigeria.
Prepare for your elevated cardholder status setting you apart with higher purchase limits as you shop, dine, enjoy the arts and experience once-in-a-lifetime adventures only on offer with the UBA Platinum MasterCard®.
Card features
Confident and ready to enjoy all life has to offer; start living your dreams, reaping rich rewards and exceptional benefits with the UBA Platinum MasterCard®.
The UBA Platinum MasterCard is a premium debit card designed to elevate your cardholder status and set you apart with higher transaction limits for ATM withdrawals, POS and even the web.
As a Platinum Cardholder, you can count on exceptional privileges; advanced protection, extra features and select benefits intended to make you feel valued and special wherever you go-be it across the world or down the street.
You can go on and access your money anywhere with UBA Platinum MasterCard and make purchases at the POS and over the internet wherever the MasterCard or Maestro logo is displayed both at local and international merchant locations knowing your card is highly secured with the best in class technology.
*Eligibility strictly by invitation
- – MasterCard Global emergency cardholder services (emergency card replacement, etc.)
- – Purchase protection
- – Fraud protection insurance
- – Experiences and offers available only to you on MasterCard® moment
- – A dedicated private banking relationship manager, 24/7 access via an exclusive hotline.
- – Access to over 1200 airport lounges in over 100 countries through the MasterCard Travel Pass Application.
To access lounges;
- – Download the Mastercard Travel Pass App on Google Playstore or App Store.
- – Register with your UBA MasterCard
- – See the lounges and clearly view if you are eligible for complimentary access
- – Generate and present the App QR code or/ membership number to the lounge receptionist to have access to the lounge.
| Issuance Fee | ₦1,000 |
| Premium Service Charge | ₦49,000 |
| VAT (Naira) | ₦3,750 |
| Total Charges | ₦53,750 |
| Currency | Issuance Fee | ATM LIMIT | WEB LIMIT | POS LIMIT |
| Naira | 53,750 | *₦40,000 daily, ₦100,000 weekly |
2,000,000 | 2,500,000 |
| USD | 150.5 | 1,500 | 6,000 | 10,000 |
| Pounds | 118.25 | 1,200 | 5,000 | 5,000 |
| Euro | 131.15 | 1,500 | 5,000 | 5,000 |
The UBA Debit MasterCard is a debit card issued on your Naira account and allows you to make transactions only in Nigeria. It is acceptable at any UBA ATM or any ATM where MasterCard is accepted anywhere in Nigeria, as well as for making purchases at several merchant locations in Nigeria
Your UBA Debit MasterCard is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
If your UBA Debit MasterCard gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA (Call CFC on +234 1 280 8822).
- — You need to have an active Naira savings or current account. If you don’t have an account with UBA, simply open one. Click here to see which of our accounts is good for you.— Completed and signed Debit Card Application Form at any UBA branch close to you.
| ATM Limit | ₦150,000 |
| POS Limit | ₦1,500,000 |
| Web Limit | ₦1,000,000 |
| International (Web only) | $20 |
- — Available only on Naira current or savings account
- — It is valid for 3 years from the month of issue
- — It requires a Personal Identification Number (PIN) for all ATM and POS transactions
- — Transfer money instantly from your account to other accounts in UBA or other banks in Nigeria
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Monthly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| Cash withdrawal abroad* | N1,200 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
Your UBA Gold Debit MasterCard is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
Track your purchases and withdrawals on your UBA Debit MasterCard on a regular or monthly basis via SMS, email transaction alert or bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page or request for your bank statement on any of our digital channels
If your UBA Debit MasterCard gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA (Call CFC on +234 1 280 8822).
- — You need to have an active Naira savings or current account. If you don’t have an account with UBA, simply open one. Click here to see which of our accounts is good for you.
— Completed and signed Debit Card Application Form at any UBA branch close to you.
| ATM Limit | ₦300,000 |
| POS Limit | ₦1,500,000 |
| Web Limit | ₦1,000,000 |
| International (Web only) | $20 |
* International transaction limits are subject to market changes.
Your UBA Debit MasterCard can be used for cash withdrawal at any UBA ATM or any ATM where MasterCard is accepted anywhere in Nigeria, as well as for making purchases at several merchant locations in Nigeria. You can also pay for your bills, recharge your phone online or do much more with QuickTeller.com
— We have frequent promos you can only access with your UBA Gold Debit MasterCard.
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Monthly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| Cash withdrawal abroad* | N1,200 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
The UBA Gold Debit MasterCard for Domiciliary account is a debit card issued on a Domiciliary Account whether Dollar, Pound or Euro. Access your money anywhere, which also includes making purchases over the internet wherever the MasterCard or Maestro logo is displayed, withdraw at any of the one million MasterCard enabled ATMs in over 210 countries and purchase at over 31 million merchant locations worldwide
Your UBA Gold Debit MasterCard for Domiciliary Account is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your UBA domiciliary account, without having to carry cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology
The UBA Gold Debit MasterCard for Domiciliary Account is a debit card issued on your Dollar, Pounds or Euro account in Nigeria. Thereafter, you can access funds in your domiciliary account via your card anywhere in the world. You can travel anywhere you want, stay wherever your heart desires and shop online as much as you could. This is what we mean by Roam your Money.
Your UBA Gold Debit MasterCard for Domiciliary Account can be used for cash withdrawal abroad at any ATM where MasterCard is as well as for making purchases at over 32 million merchant locations.
Convenience and safety in one card
Your UBA Gold Debit MasterCard for Domiciliary Account is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your UBA domiciliary account, without having to carry cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
If your UBA Gold Debit MasterCard for Domiciliary Account is stolen or misplaced, you are protected against fraudulent transactions from the moment you report your lost or stolen card to UBA (Call CFC on +234 1 280 8822).
— You need to have an active Dollar, Pounds or Euro domiciliary account. If you don’t have an account with UBA, simply open one at any UBA Business Office near you. Click here to learn more about our account types.
— Completed and signed Debit Card Application Form at any UBA branch close to you.
| Dollar (USD) | Pounds (GBP) | Euro (EUR) | |
| Maximum amount you can withdraw from an ATM within 24 hours | 2,000 | 1,200 | 1,500 |
| Maximum amount you can spend on a POS within 24 hours | 10,000 | 6,000 | 7,000 |
| Maximum amount you can spend on the Internet within 24 hours | 5,000 | 3,000 | 4,000 |
*International transaction limits are subject to market changes
— It is valid for 3 years from the month of issue.
— It requires a Personal Identification Number (PIN) for all ATM and POS transactions which should not be compromised.
— We have frequent promos you can only access with your UBA Gold Debit MasterCard.
— It can be used to enroll on our digital channels to access several banking and non-banking features
| Getting a new card | $14, £11 & €12 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | $14, £11 & €12 (VAT Exclusive) |
| Annual maintenance fee | $10 or its equivalent in £ & € (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| Cash withdrawal abroad* | $3.50, £2.75 & €3.25 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
All charges such as monthly maintenance charge; international ATM withdrawal charges; etc. attract VAT of 7.5% in compliance with the regulations of the federal tax bodies.
The UBA Visa Classic Debit Card for Naira account is a debit card issued on your Naira account and allows you only make transactions in Nigeria. It currently has an international restriction for ATM and POS, and $20 limit for Web transactions subject to market changes. However, it is currently acceptable at any UBA ATM or any ATM where Visa or V-Pay is acceptable in Nigeria, as well as for making purchases at several merchant locations in Nigeria
Your UBA Visa Classic® Debit Card is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology
If your UBA Visa Classic Debit Card for Naira account is stolen or misplaced, you are protected against fraudulent transactions from the moment you report your lost or stolen card to UBA (Call CFC on +234 1 280 8822).
Your UBA Visa Classic® Debit Card can be used for cash withdrawal at any UBA ATM or any ATM displaying the Visa or V-Pay logo and can also be used to make everyday purchases at merchant locations and websites where Visa is accepted anywhere in the world.
Track your purchases and withdrawals on your UBA Visa Classic Debit Card for Naira account on a regular or monthly basis via SMS, email transaction alert or bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page or request for your bank statement on any of our digital channels.
— Completed and signed Debit Card Application Form at any UBA branch close to you.
| Maximum amount you can withdraw from an ATM within 24 hours | N150,000 |
| Maximum amount you can spend on a POS or on the Internet within 24 hours | N1,000,000 |
| Maximum amount you can spend on the Internet within 24 hours | N500,000 |
International transaction limits are subject to market changes
— We have frequent promos you can only access with your UBA Visa Classic Debit Card.
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Monthly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| Cash withdrawal abroad* | N1,200 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
All charges such as monthly maintenance charge, international ATM withdrawal charges; attracts VAT of 5% in compliance with the regulations of the federal tax bodies.
A transaction fee is applicable to withdrawals from any ATM outside Nigeria. All international transactions must be in accordance with relevant regulations of the Central Bank of Nigeria.
Your PIN and CVV2 code (Card Validation Value) would be required to authorize all l web transactions after the UBA Visa Classic® Debit Cardholder activates the Visa Internet PIN (i-PIN) on a UBA ATM terminal.
Your CVV2 (Card Validation Value) code is different from your PIN, it is the last 3 digits written on the signature panel behind the card. It is required for all web transactions done locally and internationally.
Access your money anywhere with the UBA Visa Dual Currency (DCDC) ® Debit Card, which includes making purchases over the internet wherever the Visa or V-Pay logo is displayed. You can make withdrawals at any of the 1.8 million Visa enabled ATMs in over 200 countries and purchases at over 29 million merchant locations worldwide.
The UBA Visa Dual Currency (DCDC) ® Debit Card is issued on both your Naira and USD dollar domiciliary account in Nigeria. Thereafter, whenever you make local purchases / withdrawals in Nigeria your transactions are routed through your Naira account but whenever you make international purchases / withdrawals transactions are routed through your USD dollar account. This unique feature of the card is called the Dual currency functionality.
Your UBA Visa Dual Currency (DCDC) ® Debit Card is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
If your UBA Visa Dual Currency (DCDC) ® Debit Card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA (Call CFC on +234 1 280 8822).
- You need to have an active Naira current and USD domiciliary account. If you don’t have an account with UBA, simply open one. Click here to see which of our accounts is good for you.
- Completed and signed Debit Card Application Form
| Maximum amount you can withdraw from an ATM within 24 hours | N150,000 |
| Maximum amount you can spend on a POS or on the Internet within 24 hours | N1,000,000 |
*International transaction limits are subject to market changes
Your UBA Visa Dual Currency (DCDC) ® Debit Card can be used for cash withdrawal at any UBA ATM or any ATM where Visa is accepted anywhere in the world, as well as for making purchases at over 29 million merchant locations.
Your UBA Visa Dual Currency (DCDC) ® Debit Card allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page.
- Available only on Naira current or savings account
- It is valid for 3 years from the month of issue
- It requires a Personal Identification Number (PIN) for all ATM and POS transactions
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Annual maintenance fee | $20 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| Cash withdrawal abroad* | $3.50 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes
All charges such as annual maintenance charge; international ATM withdrawal charges; etc. attract VAT of 5% in compliance with the regulations of the federal tax bodies. A transaction fee is applicable for withdrawals from any ATM outside Nigeria.
Your PIN and CVV2 code (Card Validation Value) would be required to authorize all web transactions after the UBA Visa Dual Currency (DCDC) ® Debit Cardholder activates the Visa Internet PIN (i-PIN) on a UBA ATM terminal.
Your CVV2 (Card Validation Value) code is different from your PIN, it‘s the last 3 digits written on the signature panel behind the card. It is required for all local web transactions done within Nigeria.
The UBA Verve Debit Card for Naira account is a debit card issued on your Naira account and allows you only make transactions in Nigeria. It is currently acceptable at any UBA ATM or any ATM in Nigeria, as well as for making purchases at several merchant locations in Nigeria.
— We have frequent promos you can only access with your UBA Verve Debit Card for Naira account
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Monthly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| Cash withdrawal abroad* | N/A |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | N/A |
If your UBA Verve® Debit Card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA (Call CFC on +234 1 280 8822).
— Completed and signed Debit Card Application Form at any UBA branch close to you.
| Maximum amount you can withdraw from an ATM within 24 hours | N150,000 |
| Maximum amount you can spend on a POS or on the Internet within 24 hours | N1,000,000 |
| Maximum amount you can spend on the Internet within 24 hours | N500,000 |
Delivering an extensive range of perks and carefully considered benefits, it offers unrivaled protection and preferential treatment making you feel welcome, secure, and valued for your business wherever you travel – around the corner or around the world.
A reassuring symbol of your success, the UBA World MasterCard® is designed to delight you every step of the way.
The UBA World MasterCard ushers you into an exclusive world rich with possibilities and high in expectations. Coupled with your exquisite taste for the finest life has to offer, the UBA World MasterCard distinguishes you with higher purchase limits whenever you dine, travel or enjoy the arts. The Card has been designed to delight you every step of the way. Delivering an extensive range of exclusive perks and carefully considered benefits, it offers unrivaled protection and preferential treatment making you feel welcome, secure and valued for your business wherever you travel – around the corner or around the world.
As a World Cardholder, you can count on exceptional privileges, advanced protections, and services designed to make you feel valued and special wherever you go—be it across the world or down the street.
*Eligibility strictly by invitation
- MasterCard Global emergency cardholder services (emergency card replacement, etc.)
- Purchase protection
- Fraud protection insurance
- Extended Warranty
- Travel Accident and Inconvenience Insurance
- Priority Pass membership giving you exclusive access to over 600 airport lounges in over 100 countries
- Experiences and offers available only to you on MasterCard® moments
- A dedicated private banking relationship manager, 24/7 access via an exclusive hotline
- Payment for goods and services in over 30 million MasterCard merchant outlets and on local and international websites
- Concierge Services
- Privilege Access Hertz
- Dining and spa benefits
| Issuance Fee | ₦1,000 |
| Premium Service Charge | ₦249,000 |
| VAT (Naira) | ₦18,750 |
| Total Charges | ₦268,750 |
| ATM Limit | ₦300,000 |
| Web Limit | ₦3,000,000 |
| POS Limit | ₦5,000,000 |
| International (Web only) | $20 |
Prepare for your elevated cardholder status setting you apart with higher purchase limits as you shop, dine, enjoy the arts and experience once-in-a-lifetime adventures only on offer with the UBA Platinum MasterCard®.
Confident and ready to enjoy all life has to offer; start living your dreams, reaping rich rewards and exceptional benefits with the UBA Platinum MasterCard®.
The UBA Platinum MasterCard is a premium debit card designed to elevate your cardholder status and set you apart with higher transaction limits for ATM withdrawals, POS and even the web.
As a Platinum Cardholder, you can count on exceptional privileges; advanced protection, extra features and select benefits intended to make you feel valued and special wherever you go-be it across the world or down the street.
You can go on and access your money anywhere with UBA Platinum MasterCard and make purchases at the POS and over the internet wherever the MasterCard or Maestro logo is displayed both at local and international merchant locations knowing your card is highly secured with the best in class technology.
*Eligibility strictly by invitation
- MasterCard Global emergency cardholder services (emergency card replacement, etc.)
- Purchase protection
- Fraud protection insurance
- Priority Pass membership giving you exclusive access to over 600 airport lounges in over 100 countries
- Experiences and offers available only to you on MasterCard® moment
- A dedicated private banking relationship manager, 24/7 access via an exclusive hotline
- Payment for goods and services in over 30 million MasterCard merchant outlets and on local and international websites
| Issuance Fee | ₦1,000 |
| Premium Service Charge | ₦49,000 |
| VAT (Naira) | ₦3,750 |
| Total Charges | ₦53,750 |
| ATM Limit | ₦300,000 |
| Web Limit | ₦2,000,000 |
| POS Limit | ₦2,500,000 |
| International (Web only) | $20 |
If you need assistance or have a question, we are always here to help
Lost or Stolen Cards?
If your Debit/Credit Card is lost or stolen, please contact us immediately:
