Verve Debit Card
Access your money with the UBA Verve Debit Card on ATM, POS and online at all local and selected International merchants.
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UBA Verve Debit Card
The UBA Verve® Debit is a debit card issued on your Naira account and allows you to make only local and **some International transactions in Nigeria. It is acceptable at all Interswitch-enabled ATM, Web or POS in Nigeria.
** You can pay for your adverts and subscriptions in Naira with a UBA Verve Card. Adverts and subscription platforms like Netflix, Spotify, Uber, Prime Video, Microsoft, Showmax, Emirates, Facebook & Flywire.
Your UBA Verve® Debit Card can be used for cash withdrawal, online & POS payment at all Interswitch-enabled ATM, Web or POS in Nigeria & **selected International transactions. You can also pay for your bills, recharge your phone online or do much more with QuickTeller.com.
** – You can pay for your adverts and subscriptions in Naira with a UBA Verve Card. Adverts and subscription platforms like Netflix, Spotify, Uber, Prime Video, Microsoft, Showmax, Emirates, Facebook & Flywire.
Track your purchases and withdrawals on your UBA Verve Debit Card for Naira account on a regular or monthly basis via SMS, email transaction alert or bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page or request for your bank statement on any of our digital channels.
Your UBA Verve® Debit Card allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page.
- Available only on Naira current or savings account
- It is valid for 3 years from the month of issue
- It requires a Personal Identification Number (PIN) for all ATM and POS transactions
- Transfer money instantly from your account to other accounts in UBA or other banks in Nigeria
Getting a new card | N1,000 (VAT Exclusive) |
Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
Monthly maintenance fee | N50 (VAT Exclusive) |
Cash withdrawal on ATMs at any UBA branch | Free |
Cash withdrawal on ATMs at another Bank’s branch (after the third withdrawal in a month) | N35 |
Cash withdrawal abroad* | N/A |
Purchases made on POS and on local websites in Nigeria | Free |
Purchases made on POS abroad and on foreign websites* | N/A |
*International transaction limits on naira cards are suspended and are subject to change by the Central Bank of Nigeria
Your UBA Verve® Debit Card is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
If your UBA Verve® Debit Card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to our Fraud HelpDesk on +234 1 2808 800, CFC on +234 1 280 8822 or send an email to cfc@ubagroup.com.
You can also send ‘Block Card’ to Leo or dial *919*10# to block your card.
— You need to have an active Naira saving or current account. If you don’t have an account with UBA, simply open one. Click here to see which of our accounts is good for you.
— Completed and signed the Debit Card Application Form at any UBA branch close to you.
Transaction Type | Limit |
*ATM | ₦20,000 daily, ₦100,000 weekly |
POS | ₦1,500,000 |
Web | ₦1,000,000 |
**International | N/A |
*This new limit was implemented since the commencement of the redesigned currency and is subject to change by the Central Bank of Nigeria.
**International transaction limits on naira cards are suspended and are subject to change by the Central Bank of Nigeria.
- — Available only on Naira current or savings account
- — It is valid for 3 years from the month of issue
- — It requires a Personal Identification Number (PIN) for all ATM and POS transactions which should not be compromised
- — It can be used to enrol on any of our digital channels to access several banking and non-banking features.
- — We have frequent promos you can only access with your UBA Verve Debit Card for Naira account.
Lost or Stolen Cards?
If your Debit/Credit Card is lost or stolen, please contact us immediately:
UBA Verve Debit Card
Access your money anywhere in Nigeria with the UBA Verve® Debit Card, which includes making purchases for goods and services at local merchant outlets (POS, Web) in Nigeria. You can make withdrawals at any ATM displaying the Interswitch logo within Nigeria.
Your UBA Verve® Debit Card can be used for cash withdrawal at any UBA terminal or any ATM displaying the Interswitch logo and it can also be used to make everyday purchases at local merchant locations and web sites where Verve cards are accepted in Nigeria. You can also pay for your bills, recharge your phone online or do much more with QuickTeller.com.
Your UBA Verve® Debit Card allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page.
- Available only on Naira current or savings account
- It is valid for 3 years from the month of issue
- It requires a Personal Identification Number (PIN) for all ATM and POS transactions
- Transfer money instantly from your account to other accounts in UBA or other banks in Nigeria
Getting a new card | N1,000 (VAT Exclusive) |
Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
Monthly maintenance fee | N50 (VAT Exclusive) |
Cash withdrawal on ATMs at any UBA branch | Free |
Cash withdrawal abroad* | N/A |
Purchases made on POS and on local websites in Nigeria | Free |
Purchases made on POS abroad and on foreign websites* | N/A |
Your UBA Verve® Debit Card is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
If your UBA Verve® Debit Card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA (Call CFC on +234 1 280 8822).
- You need to have an active savings or current account. If you don’t have an account with UBA, simply open one. Click here to see which of our accounts is good for you.
- Completed and signed Debit Card Application Form
Maximum amount you can withdraw from an ATM within 24 hours | N150,000 |
Maximum amount you can spend on a POS or on the Internet within 24 hours | N1,000,000 |
Maximum amount you can spend on the Internet within 24 hours | N500,000 |
Lost or Stolen Cards?
If your Debit/Credit Card is lost or stolen, please contact us immediately: