At UBA Group, we use cookies to help ensure that our website and services work effectively. These cookies are necessary and are set automatically. We use cookies to personalise your experience and improve our website based on your usage. These cookies are optional, and you can specify which types you want to accept. To do so, click ‘Settings'. If you want to allow all optional cookies, click 'Accept All'.

To learn more about how we use cookies click  Cookie Policy - UBA Nigeria (ubagroup.com)

Always Active

Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.

No cookies to display.

Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.

No cookies to display.

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.

No cookies to display.

Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.

No cookies to display.

Advertisement cookies are used to provide visitors with customized advertisements based on the pages you visited previously and to analyze the effectiveness of the ad campaigns.

No cookies to display.

Getting the Right Card

Find the best card for your lifestyle with UBA. Whether you want to pay bills, transfer funds or shop online we have the perfect card for you.

Find the best Card for you

Now you can compare cards side-by-side, plus get info about the card that's right for your lifestyle. Let the comparison begin. Don't Worry, we'll guide you whether you want to load cash, access ATMs, transfer funds, shop online, pay bills and many more. Find cards you like with the filters below.
 
Has EMV micro-chip and is PIN enabled
Can be used to pay for purchases on local websites and POS
Can be used to pay for purchases on websites and POS abroad
Requires PIN for all ATM and POS transactions
Requires a CVV2 Code for all internet transactions
Requires One-Time-Password for local website purchases
Customer Requirements
Individual Savings/Current account
Domiciliary account
Fees
Getting a new card
Replacing a lost or stolen card
Annual maintenance
Daily Transaction Limits
ATMs
POS
Internet
Transaction Fees
UBA ATMs in Nigeria
Other ATMs in Nigeria
ATMs abroad
POS in Nigeria
POS or websites abroad
  Verve Debit Card Debit MasterCard Gold Debit MasterCard Visa Classic Debit Card Visa Dual Currency Card
Has EMV micro-chip and is PIN enabled Yes Yes Yes Yes Yes
Can be used to pay for purchases on local websites and POS Yes Yes Yes Yes Yes
Can be used to pay for purchases on websites and POS abroad No Yes Yes Yes Yes
Requires PIN for all ATM and POS transactions Yes Yes Yes Yes Yes
Requires a CVV2 Code for all internet transactions Yes Yes Yes Yes Yes
Requires One-Time-Password for local website purchases Yes Yes Yes No No
Customer Requirements
Individual Savings/Current account Yes Yes Yes Yes Yes
Domiciliary account No No Yes No Yes
Fees
Getting a new card 1,000 1,000 5,000 1,000 1000
Replacing a lost or stolen card 1,000 1,000 2,500 1,000 1000
Annual maintenance N50 quaterly N50 quaterly N50 quaterly N50 quaterly N50 quaterly
Daily Transaction Limits
ATMs 150,000 150,000 300,000 150,000 150,000
POS 1,000,000 1,500,000 1,500,000 1,000,000 1,000,000
Internet 500,000 1,000,000 1,500,000 1,000,000 1,000,000
Transaction Fees
UBA ATMs in Nigeria Free Free Free Free Free
Other ATMs in Nigeria N35 from the 4th transaction N35 from the 4th transaction N35 from the 4th transaction N35 from the 4th transaction N35 from the 4th transaction
ATMs abroad N1,200 N1,200 N1,200 N1,200 N1,200
POS in Nigeria Free Free Free Free Free
POS or websites abroad Free Free Free Free Free

FCY CARD LIMITS - USD, GBP and EURO

CARD ATM POS WEB
Gold USD 1,000 5,000 5,000
Platinum USD 1,500 10,000 6,000
World USD 1,500 20,000 10,000
Gold GBP 1,200 3,000 3,000
Platinum GBP 1,200 5,000 5,000
World GBP 1,200 15,000 7,500
Gold Euro 1,000 3,500 3,000
Platinum Euro 1,500 5,000 5,000
World Euro 1,500 15,000 8,500
I'm... What Makes Me Special? What Do I Need? Recommended Card
  • A student
  • An average income earner
  • I'm an average income earner looking for a card that helps me with my daily activities, I rarely travel
  • A card I can use it on ATM, POS, and local Websites with *flexible monthly fees *Pay-As-U-Go: pay monthly fee only in the month card was utilized on the ATM
  • A professional
  • A middle-class salaried Worker
  • I travel about 1 or 2 times a year
  • I like to skip the queues in the banking hall or would rather not visit them
  • I'm aspirational and proud of my achievements
  • I'm conscious of my status
  • A card I can use anywhere in the world but with flat and low cost
  • A card that I can used to pay for goods and services at the comfort of my home .e.g. internet shopping (Amazon, iTunes, ASOS, etc.) without traveling out of Nigeria
  • A Successful Professional
  • An entrepreneur of a growing company
  • Business person
  • A senior executive
  • I travel, buy and do businesses outside Nigeria a lot
  • I pay for superior services and always demand value for money
  • I'm selective, conscious of my lifestyle and seek out innovation
  • A card that I can used anywhere, and for everything such as book hotel reservations or vacation online
  • A card that provides perks and incentives such as access to airport lounges and exclusive events
  • A card with transaction limits beyond what standard debit cards provide
  • A top executive of a large or international organization
  • I travel abroad often and purchase expensive things
  • I have money, status and want corresponding high-quality service
  • I'm willing to paying for quality
  • I want specialized and personalized services
  • A card that sets me apart
  • A card that provides perks commensurate with my; status in life
  • A card that provides transaction limits beyond what an ordinary debit card provides

Using your Card Abroad

Please let us know if your travel plans take you outside your registered country. That way we’ll be expecting to see foreign transactions on your Card, and you can continue to use your Cards for purchases and to withdraw money. If for any reason you are unable to use your Card, please contact us immediately. Call our Customer Fulfillment Centre +234 700 2255 822 or Email: cfc@ubagroup.com
Learn More

Digital Banking

Discover more

Money Transfers

Discover more

Loans & Payments

Discover more