Prepaid Cards
The UBA Prepaid Card is a pre-funded and re-loadable card used to pay bills and make purchases.
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With the UBA Prepaid Card, you can load funds to use in shops, restaurants and for payments just like a debit card. Prepaid cards allow you add required amounts per time. However, that’s pretty much where the similarities end. Remember, If you haven’t loaded money on it, you can’t spend with it.
UBA Prepaid Card
With a UBA Prepaid Card, you can fund, budget, withdraw at any ATM and spend safely. The good thing is it is not linked to a UBA account and is available in Naira or Dollars.
UBA Dollar Prepaid Card
Load your Dollars or PTA/BTA on a UBA Dollar Prepaid Card to avoid cash handling on your next trip. It is accepted on international POS, ATM or Web. It’s
- Instant or personalized
- Not linked to an account
- Great for budgeting and controlling your spending
- Great for gift cards to your loved ones.
- Great for subscription, social media and digital ads payments
- Generate mini statement
- Accepted on international ATMs, POS and Web
- Spend up to $10,000 monthly
Request a UBA Dollar Prepaid Card at any branch close to you.
N/B: Dollar Prepaid Card can only be used for international transactions. It can also be transferred to and from only a UBA account using your UBA Internet Banking or from the branch
Charges | Dollar Prepaid Card Type | Int’l Transaction ($) |
Issuance Fee | Instant | 3.39 (VAT inclusive) |
Personalized | 3.39 (VAT inclusive) | |
Reissuance Fee | Instant | 3.39 (VAT inclusive) |
Personalized | 3.39 (VAT inclusive) | |
PIN Reissuance | All | 0 |
Transfer From Account | All | 0.15 + VAT |
Loading Fee (at the branch) | All | 0 |
ATM Withdrawal | All | 0 |
POS and Internet | All | 0 |
Card to Card Transfer | All | 0.15 + VAT |
SMS Fee (Customer Induced Transactions) | All | 0.011 |
Annual Maintenance Fee | All | 20 + VAT |
Card Load ($) | Per Transaction ($) | 24 hours ($) | Monthly ($) | ||||||||||
Per Transaction | 24 hours | Monthly | Quarterly | ATM | POS | Online | ATM | POS | Online | ATM | POS | Online | |
USD Prepaid Card | 10,000 | 10,000 | 10,000 | 10,000 | 650 | 3,000 | 2,500 | 3,000 | 10,000 | 2,500 | 10,000 | 10,000 | 10,000 |
UBA Naira Prepaid Card
Spend online locally, withdraw at any ATM nationwide and make a local online payment with a UBA Naira Prepaid Card. It’s
- Instant or personalized
- Not linked to an account
- Great for budgeting and controlling your spending
- Great for gift cards to your loved ones
- Great for subscription, social media and digital ads payments
- Generate mini statement
- Accepted on local ATMs, POS and Web
Request a UBA Naira Prepaid Card at any branch nationwide.
N/B: Naira Prepaid Card can only be used for local transactions, subject to market change. There is an international restriction on UBA Naira Prepaid Card for POS and ATM transactions and a $20 monthly limit for Online Transactions
Charges | Naira Prepaid Card Type | Local Transaction (₦) |
Issuance Fee | Instant | 1,075 |
Personalized | 1,075 | |
Reissuance Fee | Instant | 1,075 |
Personalized | 1,075 | |
PIN Reissuance | All | 0 |
Transfer From UBA Account | All | 50 + VAT |
Loading Fee (at the branch) | All | 0 |
ATM Withdrawal | UBA ATM (Local) | 0 |
Other banks | 35 (After 3 withdrawals in a month) | |
POS and Internet | All | 0 |
Card to Card Transfer | All | 50 |
SMS Fee (Customer Induced Transactions) | All | 4 |
Quarterly Maintenance Fee | All | 50 + VAT |
LOCAL TRANSACTIONS | INT’L TRANSACTIONS | |||||||||||||||
Card Load | Per Transaction | 24 hours | Monthly | Monthly | ||||||||||||
Per Transaction | 24 hours | Monthly | Quarterly | ATM | POS | Online | ATM | POS | Online | ATM | POS | Online | ATM | POS | WEB ($) | |
Low Value (₦) | 50,000 | 50,000 | 300,000 | 300,000 | 150,000 | 100,000 | 100,000 | 150,000 | 200,000 | 200,000 | 300,000 | 300,000 | 300,000 | 0 | 0 | 0 |
High Value (₦) | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 | 150,000 | 500,000 | 1,000,000 | 150,000 | 1,000,000 | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 | 0 | 0 | 20 |
UBA Corporate Prepaid Card
With your UBA Corporate Prepaid Card, you can spend online on local websites, withdraw at any ATM nationwide or make local online payments to avoid cash handling. It’s
- Instant or personalized
- Not linked to an account
- Denominated in Naira or Dollars
- Can be loaded at any UBA branch with Dollars and digital channels with Naira
- Used as a salary, travel, and expense card
- Used for Subscription, social media, and digital ads payments
Salary Corporate Card Cards also known as Payroll Cards are alternatives to salary accounts to pay your employees. It is only denominated in Naira and employees can access their funds on any of our digital channels. Employers only require their employee’s phone number, email address, and bank verification numbers (BVN), and employees can be funded from the company’s UBA Account or Prepaid Card using any of our digital channels.
For your company’s BTA and other travel expenses, you would require a UBA Corporate Travel Card. It can be denominated in Naira or Dollars for local or international transactions respectively. The detail of the users will be tied to the card.
UBA Corporate Expense Card are denominated in NGN and USD for both local and International transactions.
Request a UBA Corporate Prepaid Card at any branch close to you.
UBA Co-branded Card
UBA can partner with businesses to provide co-branded cards as gift cards, school IDs, means of payment for financial institutions, and rewards.
- – Financial institutions: These institutions use cobranded cards essentially as a means of payment, and loan disbursement (for Microfinance Bank).
- – Loyalty programs: Cobranded cards are key input elements in setting up loyalty (reward) programs for customers of an organization
- – School’s ID cards: Schools use cobranded cards as both a means of identification and payment.
- – Gift cards: These are prepaid cards loaded with a specific amount of funds redeemable only by purchase of items. Holders of these cards can purchase items only to the tune (value) of the fund on the card. Funds on the card can be used up in one or multiple purchases, within the validity period of the card. They are non-reloadable cards.
Request a UBA Corporate Prepaid Card at any branch close to you.
FAQs
No. However, you will require one to load your UBA Prepaid Card.
Customer ID or Client ID is the 10 digits inscribed at the back of your prepaid card.
You can access the funds on your UBA Prepaid Card via the UBA Mobile App, Internet Banking, or Leo.
When initiating your online transactions, you are to use the Web Code on your pin mailer. It is shown as Web Portal Passcode on the pin mailer.
- – Visit https://www.gtpsecurecard.com/UBA/Login.aspx to log in to your prepaid card profile.
- – Input your client ID as the username and WebCode on your pin mailer as your passcode for the first timer.
- – Create security questions, answers, new username, and pin.
- – Validate your email address, and enter the code sent to the mobile number linked to your card.
- – Once logged in, enter the duration of the statement required and export to PDF or CSV as you wish.
- – Visit https://www.gtpsecurecard.com/UBA/Login.aspx to login to your prepaid card profile.
- – Input your client ID as the username and WebCode on your pin mailer as your passcode for the first timer.
- – Create security questions, answers, new username, and pin.
- – Validate your email address, and enter the code sent to the mobile number linked to your card.
- – Click on Change PIN or Password and follow the prompt
Visit the nearest UBA branch to change your PIN or contact our CFC lines on +234-02012808822 or +234-02012808800
Visit any UBA Branch to get an instant or personalized card. You can specify the type of prepaid card you want.
You can activate your prepaid card at any UBA ATM close to you using the ATM PIN on the pin mailer that was given with the card.
Select the ‘Change PIN’ option on the ATM, input the default PIN, and change it to your desired PIN.
You can only fund a UBA Prepaid Card from a UBA Account using any of our digital channels
You would not be able to transfer Dollars from your UBA prepaid card to other local USD accounts or vice versa. However, you can transfer from your UBA Prepaid Card to your UBA USD account and vice versa via UBA Internet Banking or at the branch,
Only cash-loaded cards can be withdrawn from the branch. Inflows such as PTA, foreign inflows or Paypal can only be withdrawn on any international ATM or spent via card online or on POS.
Yes, if you are traveling to places like Dubai and US. This is a form of security to prevent fraud on your card when you travel. Alternatively, you can contact CFC on +234-02012808822 , +234-02012808800 or send an email to cfc@ubagroup.com.